Category: Finance

Do you need more incentive to generate passive income in order to give yourself more freedom? Then look no further than the below two charts. They show the 2023 capital gains tax rates by income for both short-term and long-term. The short-term capital gains tax rate is equivalent to your federal marginal income tax rate. […]

Although it’s a bummer to hear about more layoffs, I also feel a lot of hope and excitement for those who have lost their jobs for two reasons. First, there is the benefit of getting a severance package. Imagine getting a severance package worth six months of salary and then finding a new job two […]

You can open an account in 3-5 minutes. Access investments from multiple financial institutions. Manage all of your accounts from a single dashboard.  Simplified tax reporting with a single 1099-INT document. Cons SaveBetter pools high-interest savings accounts and CDs from financial institutions nationwide, giving customers access to high-yield accounts they otherwise wouldn’t know about. But […]

The 401(k) plan is the largest asset many investors own accounting for 36.2% of their total net worth according to the U.S. Census Bureau. Regularly checking your 401(k) account can help you stay on top of your investments, and make sure that your money is working for you in the best way possible. What is […]

The Roth IRA vs traditional IRA – they’re basically the same plan, right? Not exactly. While they do share some similarities, there are enough distinct differences between the two where they can just as easily qualify as completely separate and distinct retirement plans. To clear up the confusion between the two, let’s look at where […]

Trying to win the Mega Millions, but your numbers never seem to come up? It may be time to look for better ways to make money. Fortunately, there are several things you can do to earn extra cash. Here are 26 ways to make money without a regular 9-5 job. Are you trying to win […]

Early retirement has become a popular financial goal. And well it should be. Even if you never retire early, just knowing that you can is liberating! And it may just be the strategy that frees you up to take on even bigger challenges in life. That can happen when you reach the point where you […]

Investing in the stock market has never been easier. Many of the best online brokerages are designed for beginner investors and offer unique incentives for signing up. The good news is that you can enjoy free stocks just for signing up. Investing in the stock market, real estate, or crypto has never been easier. Gone […]

Investing in a guaranteed interest account is a great way to secure your money, as there is very little risk. Guaranteed interest accounts provide reliable, consistent returns and can be used for short-term savings or to supplement other investments in your portfolio. Here are 8 of the best guaranteed interest investments available today. Investing in […]

Living paycheck to paycheck can be an incredibly stressful and disheartening way to live. However, it doesn’t have to be this way. With the right knowledge and tools, you can learn how to break away from this cycle and start building financial security for yourself. In this article, we’ll provide an overview of steps you […]