Category: Finance

Transparency around funding for financial inclusion is a critical building block for effective funder decision-making and coordination, and potentially for impact.  For individual funders, tracking and measuring funding commitments makes it possible to set and assess their strategies, identify opportunities and risks, and coordinate with other funders and partners. For the broader sector, making this […]

Individual Retirement Accounts (IRAs) are an excellent way to save for retirement. There are several types of IRAs, each with its own rules and benefits. In this article, we will focus on Contributory IRA and discuss its features, advantages, and disadvantages. A Contributory IRA, otherwise known as a traditional IRA, is a retirement savings account […]

What is a fixed deposit, and how it works? A fixed deposit (FD) is a type of savings account offered by banks and financial institutions where you can deposit a lump sum of money for a specific period of time, typically ranging from 7 days to 10 years. The money deposited in the FD earns […]

In today’s world, it’s important to find a job that not only pays well but also lets you enjoy your life outside of work. To achieve this, it’s essential to have valuable skills that people need so much that they are willing to give you the conditions you need to live freely. In this article, […]

During periods of high inflation rates and downward trends, investors may feel apprehensive. However, there are low-risk investment that offer high yields, to help protect your capital in uncertain times. Investing well is about balancing risk and reward. The unprecedented challenges facing the world economy have many savers looking to reduce their exposure to risky […]

One would think that short-term goals are pretty easy to accomplish. Oh, really? Think again. Short-term goals can be easily put off for a plethora of reasons. Research suggests this as 91% of people fail on their New Years’ resolutions. When it comes down to getting short-term goals done, including short-term financial goals, one must […]

Need more money but don’t have extra hours in your day? Good news: there’s a such thing as making money while you sleep, and I can help you start earning it today. I’ve put together a list of my best passive income ideas – legit ways to capitalize on your passions and strengths to earn […]

“People with clear, written goals, accomplish far more in a shorter period of time than people without them could ever imagine.”-Brian Tracy 10 years ago, I enrolled in my first coaching program called The Strategic Coach, a program dedicated to helping entrepreneurs achieve exponential growth. I seldom use the expression “game changer,” but this program […]

As part of CGAP’s Agent Networks at the Last Mile initiative, we explored the role of gender in developing rural agent networks in Bihar State, India, through the State Government’s Bank Sakhi Program. CGAP partnered with the Rural Livelihood Mission (Jeevika) to perform field research to better understand the business, impact and outcomes of women […]

When most people hear the phrase “six figures,” they immediately think of a huge salary. After all, six-figure incomes are often associated with high-powered jobs in the business world or top-tier professionals like doctors and lawyers.  And do you know 18% of American individuals are six-figure earners, according to Zippia? That’s a lot of money […]