Category: Business

Saving has always been a challenge for me. While I continuously applied the pay-yourself-first principle to my finances, I struggled to stick to my budget. So when I wanted to start a cake-decorating business, I needed another way to cover my startup costs. I preferred not to take out a loan because of interest charges. […]

A Roth IRA comes with seriously sweet benefits for retirement savers. It’s an individual retirement account — that means you open and fund it, not your employer. Here’s the best thing about it: You invest money you’ve already paid taxes on. Your money grows… and grows… and once you reach age 59 ½ and you’ve […]

Time is running short but here are great ideas for inexpensive yet meaningful gifts for teachers. Teachers should be high on your list of holiday gift giving. Most of us don’t have the money to spend enough to give something that comes close to thanking them for all they do. But while “it’s the thought […]

As a difficult cold and flu season continues across the country, the Biden administration announced it will revive a program providing free at-home COVID-19 tests delivered through the U.S. Postal Service. Due to limited funding and a depleted national stockpile, tests will be limited to a one-time order of four tests per household with shipping […]

Setting up a company has never been easier, as all you need is a computer, an internet connection, and your own website. Once you know who your target audience is, you can start creating and buying in stock to please that demographic. To help you figure out what’s popular at the moment, we have a […]

Those of us who have fond memories of opening stacks of presents under the tree on Christmas morning want to re-create that same magical feeling for our kids when the holidays roll around. We want their eyes to grow wide when they see what’s waiting for them to unwrap. We want their hearts to burst […]

The average monthly Social Security retirement benefit will rise to $1,827 in January 2023, which isn’t going to buy you a luxurious retirement. But those monthly checks can certainly make your golden years more comfortable. Deciding when to take Social Security is a complicated piece of retirement planning. Some people opt to start benefits sooner […]

It’s been a rough year for cryptocurrency. Bitcoin is down nearly 65% from its 2022 peak in early January. Major exchanges are filing for bankruptcy. Calls for regulation are mounting. The so-called “crypto winter” is starting to feel more like a crypto apocalypse. Millions of everyday investors who sank money into cryptocurrency are facing a […]

This means war. A hot dog war.  Here in America, apparently we’re having a big warehouse store hot dog showdown right now. Who knew this was coming? In a wicked but kind of funny act of corporate trolling, Sam’s Club is slashing the price of its $1.50 hot dog combo by 12 cents to $1.38. […]

Two major methods dominate the debt repayment sphere: the debt snowball and the debt avalanche. One says you should pay off debts with the highest interest rate first. That’s the debt avalanche method. The other says to pay off your smallest balances first so that you can enjoy quick victories and build confidence. That’s called […]