Category: Business

Those of us who have fond memories of opening stacks of presents under the tree on Christmas morning want to re-create that same magical feeling for our kids when the holidays roll around. We want their eyes to grow wide when they see what’s waiting for them to unwrap. We want their hearts to burst […]

The average monthly Social Security retirement benefit will rise to $1,827 in January 2023, which isn’t going to buy you a luxurious retirement. But those monthly checks can certainly make your golden years more comfortable. Deciding when to take Social Security is a complicated piece of retirement planning. Some people opt to start benefits sooner […]

It’s been a rough year for cryptocurrency. Bitcoin is down nearly 65% from its 2022 peak in early January. Major exchanges are filing for bankruptcy. Calls for regulation are mounting. The so-called “crypto winter” is starting to feel more like a crypto apocalypse. Millions of everyday investors who sank money into cryptocurrency are facing a […]

This means war. A hot dog war.  Here in America, apparently we’re having a big warehouse store hot dog showdown right now. Who knew this was coming? In a wicked but kind of funny act of corporate trolling, Sam’s Club is slashing the price of its $1.50 hot dog combo by 12 cents to $1.38. […]

Two major methods dominate the debt repayment sphere: the debt snowball and the debt avalanche. One says you should pay off debts with the highest interest rate first. That’s the debt avalanche method. The other says to pay off your smallest balances first so that you can enjoy quick victories and build confidence. That’s called […]

Dear Penny, My boyfriend’s mother passed away in April 2022. In 2000, she refinanced her deceased mother’s brownstone. She had her name and her two adult sons’ names on the deed. At some point, the house went into pre-foreclosure. She refinanced again, but this time, she had to remove her sons’ names from the deed.  […]

The average American sends or receives over 40 text messages per day. What if you could actually get paid for texting? There are companies out there willing to pay for texters. Some want trained professionals to provide SMS-based coaching. Others want everyday people to text their answers to quick survey questions. And still others just […]

In reality, formal training or certification is not required to find employment in the building sector. You can get your foot in the door as an apprentice and then advance your training and experience as you see fit. Construction qualifications, however, can increase your marketability and hence your salary. Either a better job prospect will […]

Communication is essential to all human activities and is critical to business success. For your SME to be successful, information must flow freely from your customers to the person most able to help them. Effective external communication can mean the difference between happy customers who come back and customers who look for help elsewhere. In […]

The digital world has made keeping data simple, but it has also introduced new risks, like cyberattacks and the potential loss of information as a result of manmade and natural disasters. Invoices, company finances, employee information, and customer details are just some examples of the sensitive data that modern businesses deal with every day and […]